Most farm families plan for the obvious things. Planting. Harvest. Equipment. Land payments, operating loans, commodity prices, weather, the next season. But one of the biggest threats to the family farm is the one nobody wants to talk about: long-term care. Nobody...
Choosing the right life insurance policy matters for anyone. It matters more when you’re farming. Farm families aren’t just thinking about a death benefit. They’re thinking about cash flow, debt, operating costs, equipment, land, succession,...
Almost every farm family says they want to save the family farm. They want the land to stay in the family. They want the next generation to have a shot. They want the work and sacrifice to actually mean something after they’re gone. Wanting to save the farm and...
Borrowing against life insurance is the piece of this whole strategy that trips up the most people, so let me clear it up. Loans and the interest charged on them are the most confusing part of what I teach, and I get these questions every single week: How many loans...
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