My passion is making sure our farms survive!

Every concern a farmer has comes back to finance. It’s the biggest part of their operation and it needs attention for the farm to survive. Farmers must take back control and consider making the bank plan B rather than plan A, or even the only plan. 

In order to do this, farmers must understand how important cash flow is. I share the importance of that versus assets. You’ll also hear me talk about how to take back that control and stop putting your livliehood up as collateral, how to pass on the farm so the next generation does NOT have to buy it from the bank again, and how to create a retirement plan that does not involve depending on land rent.

This is all shared by speaking the farmers language with a side of NO B.S. The truth needs to be told so farmers know they can save what they have worked so hard to build.

Choose your session…


It’s so important to understand how our financial story started, who’s story we are living and how to make it our story. So many of us are living a financial story we feel stuck in and not sure how to get out.

I will share with your attendees hope around how they can change their story. They will laugh, possibly cry, and most important, leave feeling as if they have options. There is light at the end of the tunnel and they are not alone in their journey to success.

Keynote Time

A keynote can be anywhere from 40 minutes to one hour. Less if need be.


Breaking Down the Book

This breakout will allow me time to share the book. We will go over:

  • Financial History
  • Infinite Banking Concept
  • Basics of Life Insurance
  • Numbers Presented in the Book
  • Strategies for Financing the Purchases of Homes, Kids College, Real Estate Investments, How to Start a Business, Retire Tax-Free, and Estate Planning.

Breakout Time

There is a lot covered in the breakouts. A typical group will have a lot of questions on various subjects covered so it is nice if I can have the minimum of an hour to cover the ground. I really like to make this time interactive so attendees get the most out of it. The goal is to have them walk away with the solutions and options they came looking for.

Book Mary Jo for your event

Request More Info

9 + 11 =


What people are saying…

About working with Mary Jo: “But again – thank you for all you do for us and all your patience and kindness in dealing with us (me) ? we couldn’t do it without you!”


“I called Mary Jo and we ‘hit the ground running’ so to speak. Looking back, I know I saved myself a lot of time and headaches. My policy is doing exactly what Mary Jo said it would and it’s the best thing I’ve ever done for my financial setup.”

Todd W.

“I read your book Farming Without the Bank in one sitting the day I received it in the mail. And it has been stewing in the back of my mind since I finished it.”

Mandy Thomas

“I decided to work with Mary Jo after reading the Farming without the Bank book…. My previous insurance agents, once they sold us the policy, they disappeared off the face of the earth…and after learning from Mary Jo how those policies actually work, now we know why!”

W. K.

“This book illustrates why I have been upside down with my finances all my life! My thinking was upside down! Banks don’t rule my life anymore and I am happy to tell people they are wrong and need to buy this book. By waiting you are wasting money.”

Larry Travnicek