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Why Farmers Stay Broke & How to Actually Keep More of Your Money (Ep. 369)
Mary Jo's back with three money topics every farmer and rancher needs to hear. The thread running through all of them: it's not how much money you make — it's how you USE it. In this episode: the private equity news making headlines in the life insurance world (and...
Previous Episodes
Why You Need to Plan for Long-Term Care Before the Crisis Hits (Ep. 368)
The biggest threat to your farm's legacy isn't the bank — it's an unplanned long-term care event. In this episode, Mary Jo Irmen sits down with long-term care expert Michelle Prather, author of Who's Wiping Your Assets?, to unpack why modern long-term care insurance...
5 Things to Watch for When Buying a Policy (Ep. 367)
Buying a whole life insurance policy for infinite banking? Many agents have no idea what they're actually selling you — and it could cost you decades of compound growth. In this episode, Mary Jo breaks down the 5 things you MUST check before you sign anything, based...
Your $6,000 Annual Premium Grows to $843,000? Here’s How (Ep. 366)
Mary Jo Irmen walks through a real whole life insurance policy illustration for a 27-year-old client paying just $6,000 a year — and the numbers might surprise you. In this episode, Mary Jo breaks down what the cash value growth actually looks like year by year, what...
You Don’t Need $100,000 to Start Infinite Banking – Here’s Why (Ep. 365)
Are you waiting until you have more money before starting infinite banking? Mary Jo Irmen explains why you may not need $100,000—or even a large amount of money—to begin. In this episode of Farming Without the Bank, Mary Jo discusses why people often delay after...
Who’s Really Calling About Infinite Banking? Real Meetings, Real People (Ep. 364)
What does infinite banking look like in the real world? From bankers and veterans to city kids buying their first ranch — here's a glimpse into the conversations happening behind closed doors. In Episode 364 of the Farming Without the Bank podcast, Mary Jo Irmen...
Farmland Was Paid Off Until This ‘Strategy’ Created $38 Million in Debt (Ep. 363)
An Iowa widow is suing her financial advisor and two life insurance companies after a premium-financed IUL strategy left her family farm buried in $38 million of debt. Mary Jo has been warning about this exact scheme for years — now there's a real lawsuit to prove it....

