FWTB Blog - Farming Without the Bank

Why “Someday” Retirement Goals May Not Cut It—And What to Do Instead

The Shock Factor: It’s All About Inflation We often hear phrases like “A million dollars isn’t what it used to be,” and that’s 100% true. The cost of living keeps going up. Even at a conservative 4% inflation, the money you’re making today won’t stretch nearly as far...

Yellowstone, Texas Traffic, and Fighting for Your Land: My Take on Ranching Realities and Estate Planning

FWTB Blog

I’m rolling straight from my recent Texas trip into a chat about “Yellowstone” (yes, the TV show) and all the things it unexpectedly gets right about ranching, estate taxes, and running your operation like a real business. Yellowstone’s Big Estate Planning Woes If you...

The Infinite Banking Concept, A Tale Of Two Dads

FWTB Blog

David’s Biological FatherR. Nelson Nash, Founder of The Infinite Banking ConceptHow Nelson Used The Infinite Banking ConceptA Division Of BeliefsThe 1-Percenters David Stearns, the son-in-law of R. Nelson Nash, Father of the Infinite Banking Concept, speaks of...

Bad Policy – Worst Universal Life I’ve seen

FWTB Blog, Whole Life Insurance

Here we go again. Not sure about you, but I am tired of hearing myself talk about these horrible policies. However, there are so many of them out there they seem to find me, and each time I get all riled up and start seeing red. It is understandable that agents only...

Insurance Policy Examples: Bad Policy #3

FWTB Blog, Uncategorized, Whole Life Insurance

If you have not looked at the bad policy #2 yet I suggest you go back and read that one. This one follows #2 because it is on the same insured and from the same agent/company. The only difference here is this policy is 23 years old already and it even terminates...

Insurance Policy Examples: Bad Policy #2 (Variable Universal Policy)

FWTB Blog, Uncategorized, Whole Life Insurance

The first “bad policy” from the Fiscalbridge library was a Variable Universal policy and here we are going to look at a Universal. I call these kinds of policies “cross-breeds” because there are a few differences but at the end of the day, they are not performing...

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