Trolls vs. Productive People: Who Wins? (Ep. 371)

"Why do you feel the need to type something in? Could you be doing something better with your time? Could you be reading a book? Could you be educating yourself? Yep. But instead, you're out here on the internet fighting with people you don't even know. I would say that's ignorance."

Hello, hello, hello, and welcome back to the podcast. Thank you very much for being here. All right. Today is troll day. We are going to go over some trolls because last time you guys thought they were pretty fun. I got a lot of comments from you, and some of you were laughing, and some of you were like, "Mary Jo, you're awesome."

And you know, I appreciate you letting me know I'm awesome. These trolls do not… They probably bother family members more than they bother me, because I just don't care about any of them. But you know, if you wanna tell me, "Hey, Mary Jo, you're great. Don't listen to them," I'm open for that.

But I don't need it. I don't think I'm awesome, but I do want to make sure that I provide information. And it's just so… Like, the internet is so ridiculous. These people are out here commenting, and why? Because they got nothing better to do? That's what you're doing with your free time, is commenting on people's videos and leaving nasty comments.

I don't know, but let's look at a few. Rocky said, "T, the only thing tiny about anything you're saying is your brain. Because you want me to finance a purchase that my business should be able to finance if it wasn't listening to your broke messages." Well, Rocky, I don't think we should be questioning my finances or my tiny brain, but we should maybe be questioning your typing skills.

Because clearly you don't reread, which, hey, you know what, Rocky? I don't either. It's okay, buddy. It's okay. But I really have to kind of decipher what you're saying there. There are things that you should finance, buddy, because how you use your money is more important than what you're spending it on.

So if I'm gonna go buy something that I can finance at a lower interest rate and make a return on that, and then use my cash for something maybe the bank won't finance or some kind of opportunity the bank won't finance, I'm gonna do that. So yeah, you gotta think about what you're doing, Rocky. Gotta think about that.

This other guy, Ray, in all capital letters says, "If the business is making money, that's great. Like I said, someone is going to have to pay the debt. If not, the debt falls back on you. It's in your name." Ray, I don't think you needed to yell at us, and I don't know why you said, "Like I said," because I didn't see the other comment. But yes, you will have to pay the debt. Thank you for clarifying, Ray. Thank you for screaming. I'm sure your children appreciate that.

James said, "What kind of policy are you speaking of?" Well, I don't think I got back to James fast enough. So then Mike said, "Curious minds want to know." So I responded to Mike and said, "Curious minds are welcome to the podcast, website, or book." Mm-hmm. And then I did answer James and said, "Dividend paying whole life."

So this is another thing. They're on social media. People like Mike are on social media, and they act like I'm not answering, and so therefore I'm trying to do something scammy. But Mike could click on the picture and then just… This is a crazy thing. It will take him to my website. Mm-hmm. So he could learn on his own, but obviously Mike doesn't want to do that 'cause it's too much work. I bet Mike has a lot of money, too, and is successful.

Yeah. This guy said, "Oh, cool. You should try it out. Give somebody your money and see if you can bounce back." Well, Dan the man, you know, I didn't always have money. So what he's talking about is I had a post that if you take all the money in the world, divide it equally, the wealthy will remain wealthy and the broke will remain broke, and that is because wealthy people understand how to use money, and Dan the man obviously doesn't understand that.

So you could take all my money, Dan, and I would bounce back because I do know how to make money. I do know how to use my money so that it creates a return. That is the whole point of the post. But again, chances are you don't know how to use money, so it kind of hurt your feelers. I'm really sorry about that.

Then I had another one. This person, Idle Hands Workshop — thank you, Idle Hands Workshop. She is correct. The poor would buy shit they did not need, and the rich would invest it. Mm-hmm. They are correct.

But Jethro. Ooh, Jethro, he's smart. He, with his little character, like headpiece with ears — the Batman thing maybe? I don't know, 'cause I don't watch television. But Jethro called me a dumbass. So excuse my language. If you have kids, I should have prefaced this podcast with, if you have children, you shouldn't let them listen. But Jethro said I'm a dumbass. The elites are scared of competition. This Zionist retard just really stupid.

Jethro can't use all his words either and doesn't know how to speak correct English, but I'm not an elite, and I don't know a lot of elites, but I don't think that they're scared of competition because they're not in a category where there is a lot of competition. So, and I don't know what a Zionist retard is.

I did have to ask Scott. I didn't look it up 'cause it doesn't hurt my feelings. I don't know what that is, but I'm not stupid. So thank you for your input, Jethro. Brilliant, brilliant contribution.

The rich and… Agogway, I don't know how to say their Facebook name, but the rich people use the system while regular people try to adapt, and that is true. The rich people do use the system because they understand how the system works, and wealthy people are always going to understand how to use money. So yep, that's it.

This one is back to that post where I talk about my client that is farming 6,000 acres from scratch, and that he's got himself up to 6,000 acres from scratch, and man, people are still mad about that.

P. Walt says, "Lies. No one buys a farm thinking it is a good investment or return on investment." P. Walt, I'm not so sure about you, but I got a lot of clients that buy a farm thinking it's a good investment, because it produces some cash flow. So, uh, not sure who you're talking to, but maybe you're struggling and you need a little bit of help. You could buy the book instead of just getting mad about stuff. You could actually learn something, but, you know.

Jeff Kaiser. I don't know Jeff, but I should probably look Jeff up. He says, "You a shrink. You must love Trump. Not all you're capable. You're form from money. You're a condescending bitch. You say this today, next week you'll be in the ER. Change your attitude. You talk to one your brother probably. F you."

Well, Jeff probably missed English class, you know. Like, if you guys actually saw the post, you would see all the errors. So, hmm, I didn't go to school to be a shrink. I'm not sure why I would be a shrink when I'm saying that somebody's farming 6,000 acres from scratch and that it's possible.

But Jeff might not wanna buy my book, but he might wanna buy a book on mindset. He maybe should go to a shrink. Yeah, that could be a consideration for him. That might be good. That might actually be good for you, Jeff. I'm sure wherever you live, there are some shrinks. You can even find some on telehealth. That would be good. Or you could even listen to my podcast with Amber, and maybe, just maybe, you could get something from there. But am I going to be a condescending bitch? I am. Yeah, I am to you. Yeah, you've earned the right for me to do that, so kudos. Kudos.

I7 — I don't know what the last piece of her name is. I7 said, "If you want to charge your kids interest for anything, then they should leave you to rot in a nursing home. Not even a good one. You should get the worst one that will keep you alive." Huh?

Well, I7, you know what I did? I bought a long-term care policy so my kids don't even have to take care of me. I can pay somebody, and really well, to take care of me at home because I can plan. Hmm. And I'm probably gonna do that with the money they give me from interest that I charge them so that they don't have to have the responsibility to take care of me.

I'm guessing, though, because you're making some assumptions, let me make some assumptions about you, I7. I'm guessing that you are going to have your kids take care of you, if you're lucky enough to have any. I don't know that anybody would wanna marry you with that kind of attitude. But if you are married and have children, then I'm guessing that you are going to think they should take care of you.

Yeah. My kids — here's what's happening, and this really pisses people off. I am charging my kids interest. You darn right. My son borrowed money, he's being charged interest. Guess what happens with the interest money? That income goes back into our estate, either into life insurance or maybe we're gonna… you know, we just purchased my in-law's '68 Camaro. Pretty cool. That's gonna go to him. We're expanding our farm. We're buying farm ground. So his interest money is being used correctly, not spent on beer, not spent on gambling, but being used correctly so that upon our death, our children are actually going to get more. Hmm. There's a concept.

Small thinkers like I7, they are thinking, oh, I'm charging them interest, and I'm making it difficult for them. What if — just think about this for a minute — what if I did not have the money to lend them? What if they had to go to the bank? Oh, if he would've had to go to the bank, we would be looking at an 11% interest loan that he would have had to pay every single month no matter what. But because he's borrowed it from me at 9%, I have actually given him some flexibility in his payments, which have been super nice for him to start his business.

The people that are listening to that clip — I don't think I've gotten one nice comment on that clip. I think all of them are nasty. I can't remember a nice one on the clip. They're all nasty because you're supposed to give your children money. It's not about a greed factor. It is about money comes with a price.

If I'm going to give him the money, I then slow down everything that I have for growth. You know, if I just kept giving my kids money, then we can't buy land, we can't buy vehicles, we can't buy all the things that they will inherit and is valuable to them.

This is a true indication — all of these comments except the couple nice ones, all of these comments are truly a broken mindset. They think that I have obviously a broken mindset and I'm an idiot. But like I said, that doesn't bug me. They are the ones with the broken mindset. Society has said, "You go ahead and you think that the wealthy are trouble. Don't pay attention to your money. Just give everybody everything." That is the problem with society, is that they just want everything.

They don't want to learn anything. They don't want to get better. And so the people that do get better, the people that do advance in life — I'm gonna start a farm, and I'm gonna farm 6,000 acres from scratch — that person is the problem. Because the amount of comments I had on that podcast, or on that clip, of "Why do you need 6,000 acres?"

Why don't you need 6,000 acres? Who cares if somebody wants 6,000 acres? I don't want a 15,000 square foot house, but people have a 15,000 square foot house. I don't care. I don't say, "Why do you want a 15,000 square foot house?" Because obviously they wanted a 15,000 square foot house or they wouldn't have bought the house.

If somebody wants to have something, I'm not here to question that. I'm just here to say, "Okay, I maybe… I don't want it." Like, I know if you can afford a 15,000 square foot house, you're not the one cleaning it. But geez, do you even see the house? Like, do you even see the rooms of the house? I don't know. Again, not for me to care about.

So if somebody wants to farm 10 acres or if somebody wants to farm 6,000 acres, what does it matter to you? It only matters to you because you have a small mind. You're not getting out. You're not seeing things. You're not expanding yourself. Instead, you're playing victim, and you have a victim mentality that everybody should be where you're at. Because if they're not, they're bad.

I mean, think about it. Is that really… It obviously is what you want, I guess. It's not what I want. Because you're online, and this is what I see: successful people that have an abundance mindset are not online in the comments making nasty comments.

It is rare for me to even comment on people's stuff that I don't know, because I'm just gonna keep going. And that's what happens here is all of these videos — these are nasty comments, but the majority of the people that I talk to have seen this stuff on social media, but they aren't commenting. The abundance mindset people, they probably didn't even look at the comments. They probably saw the video and thought, "Wow, that's interesting. I'm gonna go look at this book. I'm gonna go read this book."

I personally rarely go to the comments, like super rare, because when I do, it's negative people. It's judgmental people, and they're just… They're needing to say something that doesn't actually need to be said, and that's coming from somebody that likes to talk, you guys, right? I like to chitchat.

But why do you feel the need to type something in? Could you be doing something better with your time? Could you be reading a book? Could you be educating yourself? Yep. But instead, you're out here on the internet fighting with people you don't even know. I would say that's ignorance.

Last night before I went to bed, somebody commented on one of my posts, "I thought I blocked you." Well, I'm sorry to say you haven't. I guess I… I mean, I commented back and said, "Guess you didn't." I mean, you may wanna try again. I'm gonna consider this your lucky day, 'cause you got to see me again.

You know, people just gotta do what people gotta do, I guess. But I'm gonna sit over here, laugh about 'em, continue to make fun of 'em, but you're not hurting my feelers 'cause as my kids say, I don't have any. I'm pretty cold German, man. Got a lot of German passion and I got a lot of German attitude.

So keep on keeping on, people. Stay in your box. Make it hard. Or you can get out of your box, you can learn something. Life doesn't have to be that hard. You're just making it that hard. And none of these doorknobs will ever see my podcast. But it makes for good material, you guys. It's good stuff.

All right. For those of you listening, if you've not gotten the book yet, you know what to do. You can email me, maryjo@withoutthebank.com. You can go to farmingwithoutthebank.com. You can grab your book. Get your bundle. I look forward to talking to you. Have a good rest of your day.