Mary Jo Irmen - Farming Without the Bank

What Happens When Not All Of The Brothers & Sisters Want To Farm?

Are you facing this question? “How do we take care of our children that don’t farm to be sure we are leaving something to everyone, not just the kid taking over?” Don’t worry, it is a very typical question when an estate plan is being created. Most estate planners...

5 Big Differences Between Universal Life and Whole Life Policies

FAQ, FWTB Blog

I heard this opinion today, “Universal life is a whole life policy on steroids.” I hope this blog post brings clarity and points out the differences. It seems I am forever writing about other permanent life insurance products and setting the record...

Did you Know this About John Deere Financial?

FWTB Blog, Uncategorized

The Ag Industry made the Wall Street Journal this week (the third week of July 2017) and it happens to be in the middle of a farm finance squeeze. I shared it on my Farming Without The Bank Facebook with a few of my own opinions and it sparked a great conversation....

Whose responsibility is it to make farm financial decisions?

Circle of Trusted Advisors, Farm Family Resources, FWTB Blog

I’ll start off by saying this article is about an unpopular topic. I knew it wouldn’t be extremely popular, so I have been a bit hesitant to publish it. The topic below is a real problem that I see from farmer’s Facebook posts and more recently in conversations with...