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SARAH AND EMILY

The Karwells

Sarah and Emily are best friends and business partners who specialize in vacation rental investing and educating. Their main mission is to curate a profitable portfolio of properties that bridges the gap between diy host and the Mariott through thoughtful design and exceptional hospitality. Adjacent to that they want to pour their learnings into other aspiring hosts raising the standard for vacation rentals across the country and globe – allowing mom and pop operators to build a business their proud of while also earning more time and financial freedom along the way.

CLAY SUMMERS

CLU, ChFC, RICP
Field Vice President, Life Sales
Individual Life and Financial Services

Clay Summers serves as the field vice president of life insurance sales for the OneAmerica Career and Independent Brokerage distribution channels. In his 40+ years with OneAmerica, he has held a variety of management and distribution-related positions, including personal production.

Clay received a BS in Finance from the University of Illinois and an MBA from Butler University. He holds the Chartered Life Underwriter, Chartered Financial Consultant and Retirement Income Certified Professional designations. Clay resides in Fishers, Indiana and is married with two adult children and three grandchildren.

JIM MATHIS

Today, Jim Mathis holds the role of Owner and Principal at WyoTech, where he passionately steers the institution to new heights. His journey in education began as a student at WyoTech in 1976, and over the next 26 years, he ascended through the ranks, ultimately becoming the President and CEO. Notably, in 1999, Jim orchestrated a pivotal buyout of WyoTech from Bankers Trust, securing financial support from Allied Capital Corporation and driving remarkable year-over-year revenue growth of 30%. His impact reached its zenith in 2002 when he successfully facilitated the sale of WyoTech to Corinthian Colleges, achieving a record-breaking 9.3 multiple of EBITDA, setting a milestone for proprietary schools.

Beyond WyoTech, Jim’s transformational leadership extended to reviving the ailing International Education Company (IEC) in 2006, steering it to profitability within a year. In 2008, he played a crucial role in launching a high school recruiting initiative for prestigious educational institutions. His commitment to educational excellence continued as he assumed the role of President and CEO at Porter and Chester Institute in 2010, implementing innovative education management systems and fostering a culture of professionalism that led to increased profitability. In 2012, Jim spearheaded the successful restructuring and sale of South West Florida Colleges and Platt Colleges under SFC Acquisition Corporation. Throughout his career, Jim has demonstrated a deep passion for guiding individuals and institutions toward visionary success, rooted in his personal experience as a student and employee and driven by his unwavering commitment to students and employees. As the owner of WyoTech, he continues to shape the educational landscape with his dedication and vision for the institution’s continued prosperity.

REBECCA UNDEM

Rebecca Undem has always been passionate about two things: people and talking to people. As an inspirational speaker, community advocate, and host of the podcast The Growing Small Towns Show, she’s put her gift of gab to good use. As Founder and Executive Director of Growing Small Towns, a regional non-profit organization, Rebecca helps the communities in southeast North Dakota be places people love to call home
through programs that grow their human, social, and cultural capital.

Not one to let people down, Rebecca still lives up to her childhood label of drama queen. She binges on Netflix shows, coffee, and anything that makes her feel verklempt—her self-declared favorite feeling. Rebecca went against her youthful declarations and married a farmer, Jeremiah, and together, they have three amazing kids: Andrew, Carter, and Brynlee. They love their small town and the crazy-good life they get to live there.

KRISTI PFLIGER-KELLER

Kristi is a high energy speaker dedicated to empowering audiences of all backgrounds. By combining offbeat sense of humor with her ”been there done that bought the t-shirt” work examples, she leaves audiences laughing while identifying practical tools for change. She is a graduate of Northern State University and has over 20 yrs of experience in the public speaking realm.

She resides near Hazen, ND on a ranch with her husband, teenage son and menagerie of wayward animals. She finds joy in family, friends, travel, photography, good coffee and a great pair of shoes.

JORDAN STEELE

Jordan Steele is a Ranching for Profit School instructor specializing in agricultural economics and finance. Prior to that he worked in the Kansas Farm Management Association with farmers and ranchers on cash record keeping, accrual income analysis, and income tax preparation. His goal for all producers would be to utilize and understand their recordkeeping to make timely and informed decisions in profitable operations. Jordan, his wife Jori, and their son Roan live in Wheatland, Wyoming.

HEIDI OLSON

Certified Farm Succession Planner
Senior Vice President/Trust Officer

Heidi Olson 20 yrs of trust experience and is the manager of the Trust Department at First State Bank & Trust. She is also a Certified Farm Succession Planner, helping agricultural producers design and implement effective succession plans for family farms or ranches. As a farmer herself and growing up on a farm, she is dedicated to preserving agricultural legacies and empowering the next generation of Ag Producers for a prosperous future.

She graduated from South Heart High School in 1993 and holds a degree in Business Administration with an agriculture focus from Dickinson State University. With extensive experience in financial institutions such as Dakota Community Bank, First Southwest Bank, BNC National Bank, and Edward Jones, she has excelled in her role as the Manager of the Trust Department since 2003.

Heidi lives in ND with her husband Kirk and their two daughters.

DAVID STEARNS

David Stearns is Nelson Nash’s son-in-law. Nelson recruited David to help with the administrative side of Infinite Banking Concepts, LLC in June 2004. Nelson asked David to takeover the company to continue the IBC legacy in 2009.

David retired from the U.S. Army as a Lieutenant Colonel. David served 27 years in the Army, first as a field artillery officer, then as an Army aviator. As with all military officers, he had a variety of assignments including command, operations, safety, and systems analysis/operations research. David served throughout the Continental U.S. and world-wide with a long tour in Egypt and multiple deployments to Germany, Korea, and Kuwait.

David is the President of Infinite Banking Concepts LLC which controls the distribution of Becoming Your Own Banker and Infinite Banking Concept materials, copyrights and trademarks. IBC LLC manages the administrative activities of the Nelson Nash Institute.

David has been a Director of the Nelson Nash Institute since the formation of the Institute in 2013.
David graduated from Buffalo State College in 1975, and received a Masters of Public Administration from Auburn University, Montgomery in 1992.

He has been married to Kimberly Nash Stearns since 1979. They live in Birmingham, Alabama and have four children and nine grandchildren.

DENNIS MARTIN

FSA, FCIA, MAAA
President, Individual Life and Financial Services

Dennis is president of Individual Life and Financial Services for the companies of OneAmerica®, including overall responsibility for OneAmerica’s Life, Annuity and Asset-Based Long-Term Care business.

As an authentic, engaging and adaptive leader, Dennis has a proven track record of success across the many facets of the insurance and financial services businesses. He is a passionate advocate of the mission and impact of the Life and Long-Term Care Insurance industry, and he’s committed to creating a transformational environment to elevate the importance of each to the customers OneAmerica® serves.

Dennis graduated with honors from the University of Manitoba with a Bachelor of Science degree in Statistics and Actuarial Science. He is a Fellow in the Society of Actuaries and Canadian Institute of Actuaries, and a Member of the American Academy of Actuaries.

Dennis and his wife, Sharon, have two daughters, Abby and Hannah. In his spare time, he enjoys spending time with his family, playing hockey, curling and DIY projects. While part of his heart will always remain in Canada, Dennis has made Indiana home, even appearing in the Hoosier by Choice video campaign.